Commercial General Liability

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General Liability

At The Gray Insurance Company, we offer Commercial General Liability coverage designed to address the exposures unique to each of our insureds.

Available coverages for General Liability include:

  • $1,000,000 Occurrence Limit
  • Primary Insurance Endorsement when required by written contract
  • Thirty Day Notice of Cancellation to Certificate holders
  • Blanket Additional Insured and Blanket Waiver of Subrogation (when required by written contract)
  • Broad Form property damages including XCU (Explosion, Collapse, Underground), and URE (Underground Resources and Equipment Coverage)
  • Products/ Completed Operations
  • Contractual Liability
  • Sudden and Accidental Pollution Liability (excluding clean up and subject to 72 Hour Buy-Back Clause)
  • Occurrence form
  • “In Rem” Endorsement
  • Cross Liability
  • Independent Contractors coverage for work sublet
  • Vessel Liability, subject to endorsement
  • Louisiana Oilfield Anti-Indemnity Act Endorsement


We also provide Owners and Contractors Protective Liability policies and Railroad Protective Liability policies at no additional charge.