General Liability
At The Gray Insurance Company, we offer Commercial General Liability coverage designed to address the exposures unique to each of our insureds.
Available coverages for General Liability include:
- $1,000,000 Occurrence Limit
- Primary Insurance Endorsement when required by written contract
- Thirty Day Notice of Cancellation to Certificate holders
- Blanket Additional Insured and Blanket Waiver of Subrogation (when required by written contract)
- Broad Form property damages including XCU (Explosion, Collapse, Underground), and URE (Underground Resources and Equipment Coverage)
- Products/ Completed Operations
- Contractual Liability
- Sudden and Accidental Pollution Liability (excluding clean up and subject to 72 Hour Buy-Back Clause)
- Occurrence form
- “In Rem” Endorsement
- Cross Liability
- Independent Contractors coverage for work sublet
- Vessel Liability, subject to endorsement
- Louisiana Oilfield Anti-Indemnity Act Endorsement

We also provide Owners and Contractors Protective Liability policies and Railroad Protective Liability policies at no additional charge.