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The Gray Insurance Company is A.M. Best Rated A-VIII

In the late 1940s, Denver F. Gray recognized that the offshore oil and gas industry needed an insurance program that could respond to the overlapping combination of state and federal jurisdictions and its complex contractual arrangements. In 1953, he responded to this by developing a casualty package that combined coverage for General Liability, Automobile Liability, and Workers’ Compensation under one program and founded Gray & Company, Inc.

Gray & Company, Inc. operated as the underwriting manager for various unaffiliated insurance companies for many years and from these underwriting activities The Gray Insurance Company was launched. In 1977, The Gray Insurance Company was incorporated under the laws of Louisiana and received its certificate of authority from the Louisiana State Department of Insurance.


The Gray Insurance Company is admitted in 50 states and works with licensed agents to provide specific and aggregate insurance, multi-state coverages, claims management, and loss prevention. Gray has over 60 years of experience insuring the following industries:

  • Energy, Oil & Gas
  • Land, Maritime, and USL&H
  • Heavy Construction
  • Medium- to Large-Casualty Risk

Casualty Insurance Program

about_us_workerThe Gray Insurance Company offers a program of insurance providing primary coverages for:

  • Workers' Compensation (Statutory)
  • Maritime Employers’ Liability
  • Commercial General Liability
  • Business Automobile Liability

The Gray Insurance Company offers a funded Self Insured Retention (SIR)/Deductible program that has been designed to provide the insured with an opportunity for maximum savings and protection.

The three-year primary policies provide statutory limits for Workers' Compensation and $1,000,000 for third-party liability. Also available in the program is an Excess Liability policy (up to $4,000,000) that is written on a one-year basis.

Claims Administration

Each insured is assigned a senior adjuster who provides a single point of contact. The adjuster handles the claim from beginning to end, coordinating investigations and communications with the insured. They are proficient in litigation cost management and actively involved in maintaining appropriate claims reserves.

Adjusters are available 24 hours a day, 7 days a week to provide immediate response to our customers. Gray's adjusters develop and foster partnerships with our insureds, earning trust and maximizing savings.

Safety & Loss Prevention

By partnering skilled safety professionals with insured clients, the Loss Prevention department provides Safety, Health, and Hygiene Services. Their primary objective is to increase the safety performance of insureds while maintaining their operational profitability.

The Loss Prevention representatives stress the essential elements of a successful accident prevention program by encouraging executive leadership to assign safety responsibilities and personnel accountability.

Our staff offers risk surveys, training, and consultations on a monthly basis.

Affiliated Companies

  • Gray & Company, Inc. 

Gray & Company, Inc. was incorporated in 1953 and is the parent company of the following companies.

  • The Gray Casualty & Surety Company 

The Gray Casualty & Surety Company distributes bonds through contract surety agents principally for classes of business which include both General Contractors and Sub-Contractors. The Company is not a market for fidelity bonds.

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  • Gray Specialty 

Gray Specialty provides buffer layers of excess workers compensation coverage to qualified self-insurers, self-insured groups, joint powers authorities, and associations.

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  • Gray Surplus Lines Insurance Company 

Gray Surplus Lines Insurance Company is a surplus lines insurance company offering excess liability coverage to the construction and manufacturing industries, as well as Owners, Landlords & Tenants, Service & Distribution and Public Entities.

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  • The Gray Exploration Company 

The Gray Exploration Company participates in projects exploring for and producing oil and gas reserves.

  • The Gray Oil & Gas Company 

The Gray Oil & Gas Company invests in royalties from oil and gas producing properties.

  • Verlander, LLC 

Verlander, LLC is the property management company for Gray & Company, Inc.

  • Delta Title Corporation

Delta Title Corporation proudly serves homeowners and businesses in the Louisiana area with real estate closings and title insurance.

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The Underwriting and Claims Management system for The Gray Insurance Company was developed with support from Louisiana Economic Development’s Office of Entertainment Industry Development.